EU classification -
Parallel to Latvian classification of buildings the EU has established it own grouping system, and it is also employed in Latvia. It divides all real estate objects into two big categories - buildings and infrastructures - and then into smaller, more specific groups.

https://propertyguide.lv/en/types/law/

There are more than 60 non-bank financial institutions with a licence to issue mortgages in Latvia (data provided by the Consumer Rights Protection Centre). It must be noted, however, that some of them are bigger, some smaller, and not all of them offer such big loans. Non-bank institutions mainly specialise on consumer credits, which in Latvia are typically up to 5000 EUR. Below you will find a non-exhaustive list of non-bank institutions that issue sums of money large enough to be considered to be mortgages and/or offer specialised mortgage loans.

https://propertyguide.lv/en/fi....nance/mortgage/non-b